NDIS Loan Experts

Co-Living Investment Through SDAs

At NDIS Loan Experts, we help investors meet the growing demand for co-living Specialist Disability Accommodations (SDAs) or NDIS properties across Australia. These are investment opportunities that benefit not only you but also others. With this ethical investment, you’ll be part of the solution & provide essential housing to Australians with a disability, helping them be more independent while enjoying a sense of community.   

We’re Your Trusted Partner in High-Yield, Purpose-Driven Investments

Co-living is a solution perfectly tailored to meet the demands of the Australian rental market, including the need for more SDAs for Australians with disabilities. For investors, co-living properties are flexible, income-generating opportunities with the potential for high rental yields and capital growth. This makes them ideal for investors who want to maximise their returns in an incredibly socially responsible way.

At NDIS Loan Experts, we help investors tap into that growing demand for co-living SDA properties in Australia. These investments offer an ethical, socially responsible opportunity to provide essential housing for Australians living with disabilities. Through the National Disability Insurance Scheme (NDIS), the government offers attractive incentives for investors to construct much-needed homes for people with disabilities. This funding allows investors to earn government-backed rental incomes higher than market rates, with potential yields reaching as high as 16%!

Why

Invest in Co-Living Properties?

Co-living housing in Australia addresses a significant demand for shared living spaces among single occupants and young couples, delivering flexible investment options with high rental income potential. It can also be suitable for people with disabilities if the dwelling meets the SDA Design Standard and other NDIS requirements. 

NDIS (SDA) Properties: Guaranteed Income with Social Impact

The NDIS addresses the shortage of accessible homes for people with disabilities, offering investors a way to support this underserved population. With high demand and government-backed rental income, NDIS properties boast low vacancy risk and rental income that adjusts with inflation, enhancing stability and returns.

Co-Living Homes: Flexible Income-Generating Properties

Co-living homes cater to the evolving rental market, particularly singles and young couples who prefer private bedrooms and bathrooms within shared communal spaces. If built right, these co-living properties can also be suitable for Australians with a disability. This modern housing model maximises rental income, allowing investors to earn from multiple tenants on a single property while enjoying high capital growth.

The Benefits of Co-Living Property Investments

NDIS property investors may earn up to 16% yield, driven by government subsidies and high demand. On average, co-living properties yield up to 50% more in rental returns than regular homes. Based on these figures alone, you can have an idea of how rewarding it is to invest in co-living SDAs. Plus, co-living investors can borrow up to 80% LVR for construction and established NDIS-compliant properties. Still, it is vital to seek expert guidance in finding the best financing option for a co-living investment through SDAs. Request a free consultation with us.

Apart from enjoying the government-backed rental income of NDIS participants, investors who choose to build co-living SDAs may have access to certain government home assistance programs. These resources may come with long-term tenure and reliable tenants and significantly reduce investment risk. Plus, co-living investors typically don’t have to pay for council infrastructure charges unless stated within their build contract.

Investing in co-living properties supports a worthwhile social cause. Australia’s housing supply and demand are way beyond the affordable budgets of most renters. While more than 30% of Australians are renters, almost half earn less than $35,000 annually. This has led to increasing homelessness, especially among women over 55 years of age, and a rise in the percentage of people paying over 30% of their income in rent. 

The same goes for Australians with a disability. They face the challenging reality of a significant shortage of appropriate housing. With more Australians living alone, the need for investment in more affordable housing that nurtures community and connection continues to grow. As such, funding and building co-living spaces that can be considered SDAs is truly an ethical and socially responsible investment. 

Co-Living Property Investment: How We Support You

Co-living properties can yield impressive returns, but financing them sometimes requires a niche approach.  That’s especially true when you want to build a co-living housing that works as an SDA. NDIS Loan Experts offers innovative loan solutions for co-living properties, ensuring investors have access to financing with flexible terms that suit their current financial situation. We work with valuers and lenders who understand both the SDA and co-living market to ensure your property is correctly valued to maximise your borrowing capacity. Let our expert team walk you through each step in financing and building a successful co-living investment portfolio.

Book a consultation today to learn how SDAs and co-living properties can help achieve your investment goals. Step into the future of property investment with a model that delivers positive cash flow and high occupancy. Call 1300 781 680 now.

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